Loans

Whether you are looking to consolidate bills, take that dream vacation, finance a life event, build credit or have an unexpected expense, Numerica offers a variety of financing options:

• Unsecured Loan. Get the funds you need up front with a fixed payment, term and loan amount.
• Cash Secured Loan. Use a savings account or Certificate of Deposit (CD) as collateral to get the cash you need with a fixed term and payment.
• Personal Line of Credit. Borrow what you need, when you need it. As your balance decreases, the available balance replenishes and allows for future borrowing with a variable rate.

Not sure, what loan type is right for you? We’re here to help! Call 800.433.1837 or stop by your branch today.

Apply

All loans subject to approval

Debt cancellation protection, extended warranty protection, and life insurance protect you during life’s twists and turns.

Debt Protection

In your time of need, our claims process is quick and easy. If you elected credit life, disability, or involuntary unemployment on your loan, you can use this convenient claims process to quickly file your insurance claim. You can also call 844.707.4964 and a CUNA Mutual Group Claims Specialist will guide you through the process.

File a Claim

*CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union.

Protect your loan payment

Loan debt cancellation coverage can help relieve the burden of monthly loan payments if you are unable to make your payments. Eligible loans include credit cards, autos, motorcycles, ATVs, boats, RVs, and personal lines of credit.

• Life Plus
• Life Plus and Disability
• Life Plus, Disability and Involuntary Unemployment

*Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Numershield Member Agreement for more details on optional Numershield product.

Protect your loan balance (GAP)

Cover the "gap" that occurs between the amount your insurance company pays and the amount you owe should your vehicle (auto, boat, RV, or toy) be stolen or totaled. This loan coverage can be used for new or used vehicles.

Visit a Branch

Extended Warranty Protection

Take standard to stellar. Extended Warranty Protection for your auto, ATV, motorcycle, golf cart, etc. picks up where the manufacturer’s warranty ends. Eligible for loans already with Numerica, loans with another financial institution, or loans that have been paid off in full.

Auto Loan Warranty - Major Mechanical Protection (MMP)

• Factory Type Coverage. Bumper to bumper coverage for all items covered under the manufacturer’s original warranty*.
  For 2011 and newer model vehicles with odometer reading of 0 to 85,000 miles.
• Deluxe Coverage. Engine, automatic transmission, air conditioning, front suspension, steering, brakes, cooling, fuel delivery, and electrical systems*.
  For 2007 and newer model vehicles with odometer reading 0 to 140,000 miles.
• Drivetrain Coverage. Engine, transmission (automatic and standard), drive axle assembly, seals, and gaskets*.
  No year, model, mileage limit.

* Full list of coverage available in branch. Cost of package is determined by specific collateral. Excluded vehicles include Audi, Corvette, Land Rover, Saab, Jaguar, Porsche, Hummer H1, all exotics/limited production vehicles, Mercedes (except C&E Class), Any Mercedes AMG service, BMW Series 6,7,8, X, Z & M

Learn More

Toy Loan Warranty

• Minor emergencies* including towing, flat tire assistance, fluid delivery, minor adjustments and rental car allowance
• Protection on repairs to prolong the life of your motorcycle or ATV
• Engine parts, transmission (automatic and manual), drive axle, brakes, cooling, electrical, fuel system, fluids, steering, suspension, touring equipment, seals, and gaskets

To find out more about Extended Warranty Protection options, come see us at your favorite Numerica branch or give us a call at 800.433.1837. 

* Service and towing are not available in off-road areas.

Visit a Branch

Life Insurance Protection (TruStage)

As a credit union member, you are eligible for whole life and term life insurance through TruStage Life Insurance, underwritten by CMFC Life Insurance Company.

Here’s the Legal stuff: Non-Deposit Investment Products are not federally insured, are not obligations of the credit union, are not guaranteed by the credit union or any affiliated entity, involve investment risks and may lose value, including the possible loss of principal, and may be offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products.

Whether an undergraduate, graduate, or parent of one, our partners at Sallie Mae have school loans to fit your needs.

• Undergraduate – for Bachelor’s and Associate’s degrees or certificates
• Parent – Finance your student’s education
• Graduate – MBA, Master’s or Doctoral degrees
• Medical, Dental, Bar Study, Medical Residency, Dental Residency, and more
• Competitive interest rates
• Multiple repayment options

Apply

All loans subject to approval