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Accurate as of 01/02/20
Rates are subject to change without notice and subject to credit approval.
APR = Annual Percentage Rate
Rates are based on an evaluation of credit history and other factors specific to your loan and may be higher than the lowest rate advertised.
Auto | Fixed Rate APR |
---|---|
New & Used Autos/Trucks | 3.24%* to 17.90% |
*Rates reflect possible .50% discount based on services used |
Recreational | Fixed Rate APR |
---|---|
Boats & RVs | 4.99%* to 17.90% |
Motorcycles, Jet Skis, Watercraft, Snowmobiles, ATVs | 5.24%* to 17.90% |
*Rates reflect possible .50% discount based on services used |
Home Equity Lines of Credit | Variable Rate APR | |
---|---|---|
Home Equity | 5.00%* to 10.50% | up to 90% LTV |
*Rates reflect possible .50% discount based on services used |
||
Terms
|
Home Equity Loan | Fixed Rate APR | |
---|---|---|
Fixed Rate Home Equity Loan
Payment example: 60 monthly payments of $195.64 at 6.49% per $10,000 borrowed. |
6.49% to 10.49% | up to 90% LTV |
Fixed Rate Home Equity Loan
Payment example: 84 monthly payments of $150.91 at 6.99% per $10,000 borrowed. |
6.99% to 10.99% | up to 90% LTV |
Terms
|
Mortgage Loans | Fixed Rate APR |
---|---|
15 Year Fixed
Payment example: $200,000 purchase price, $160,000 loan amount, 15 year term, 80% LTV, 3.500% interest rate, 3.758% APR, $1,143.81 P&I, estimated insurance $60 and estimated tax $200. |
3.742 |
30 Year Fixed
Payment example: $200,000 purchase price, $160,000 loan amount, 30 year term, 80% LTV, 4.375% interest rate, 4.526% APR, $798.86 P&I, estimated insurance $60 and estimated tax $200. |
4.211 |
Visa® Cards | Variable Rate APR |
---|---|
Visa Platinum |
Purchase Rate: 9.49%* to 17.90%* Cash Advance Rate: 12.49% to 17.90% |
*Rates reflect a .25% relationship discount |
|
Visa Luna®
|
Purchase Rate: 13.49% to 17.90% Cash Advance Rate: 17.90% to 17.90% |
Fixed Rate APR | |
Secured Visa | 17.90% |
Other Loans | Fixed Rate APR |
---|---|
Signature Loans | 9.49% to 17.90% |
Certificate Secured | 3.00% over dividend rate |
|
|
Variable Rate APR | |
Personal Line of Credit | 9.25% to 17.75% |
|
|
Share Secured | 3.00% over dividend rate |
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